When the economy is uncertain, it’s normal to start thinking more carefully about your money. Maybe you used to feel financially secure, but now you’re wondering if you’re really prepared for the future or unexpected expenses.
Whether you’re learning how to budget, starting an emergency fund, or trying to pay off debt, getting support can make a big difference. The good news? There are free online communities that can help—no matter where you are in your financial journey. You can find them easily on social media or the web.
To help you get started, here are five free online groups where you can connect with others who are working toward similar money goals. These communities can help you improve your credit score, save more, stick to a budget, or even start investing.
Note: These resources are helpful, but they don’t replace professional financial advice. If you’re making big money decisions, it’s smart to talk to a certified financial expert.
1. Reddit
Reddit has forums (called subreddits) for just about every money topic. Whether you want general financial advice or tips on investing, there’s a community for you. Some popular subreddits include:
• r/CreditCards
• r/Credit
• r/CreditRepair
• r/PersonalFinance
• r/PovertyFinance
• r/Investing
• r/FinancialIndependence
• r/Frugal
2. Financial Common Cents (Facebook Group)
This Facebook group has over 82,000 members and is perfect if you want to learn more about credit scores, paying off debt, and saving money. It’s a supportive space where people share tips and encourage each other.
The group was started by Shanté Nicole Harris, a fitness coach who paid off nearly $60,000 in credit card debt while facing major life challenges. Now a certified credit consultant, she helps members understand credit, negotiate debt, and find side hustles.
Join Financial Common Cents on Facebook: https://www.facebook.com/groups/245813739181530/?ref=pages_group_cta
3. Bravely
Bravely is a financial community for women, created by Kara Perez. She hosts free money chats on Instagram and shares advice that goes beyond what you learn in school.
Bravely focuses on “feminist economics,” connecting personal finance to bigger issues like the gender and racial wealth gap. The website also offers free tools, like a budgeting guide to help you spend in line with your values.
Instagram: https://www.instagram.com/webravelygo/
4. Bogleheads Forum
If you’re interested in investing, the Bogleheads forum is a great place to start. Named after Vanguard founder John Bogle, this community is full of people who love to talk about smart, long-term investing.
You can read posts from experienced investors or join in if you’re just starting out. It’s a great way to learn about the stock market and how to grow your money over time.
